We finance places people call home.

Mason Joseph — FHA multifamily & senior housing finance.

Featured Project

Aurora at Firefly Park

Frisco, TX · New Construction · $106,281,600

Who we are

More than $8 billion closed with HUD.

Mason Joseph, LLC (MJC) is a privately held multifamily mortgage banking firm and an FHA Multifamily Accelerated Processing (MAP) and LEAN lender. We finance the construction, substantial rehabilitation, acquisition and refinance of multifamily, senior, assisted living, memory care, and skilled nursing communities nationwide, with a primary focus and expertise on the HUD loan programs.

Principals' closed loan record, 1993–2026

307
HUD-insured loans originated & closed
178
221(d)(4) closings, $4.6 billion
$8.1B
Total loan volume across 307 closings
#1
HUD 221(d)(4) lender in the Southwest Region, out of 57 lenders

221(d)(4) Leadership

#1 HUD 221(d)(4) lender in the Southwest Region, out of 57 lenders.

When it comes to HUD 221(d)(4) construction and substantial rehabilitation financing, experience and consistency matter. Over the last ten years (FY2015–FY2026 Q3), Mason Joseph Company has received more 221(d)(4) firm commitments in the HUD Southwest Region (TX, NM, OK, AR, LA, KS, NE, IA, MO) than any other lender, out of 57 distinct lenders active in the region.

Ten-year record · FY2015–FY2026 Q3

$4.46B
Total loan volume
21.6% of $20.6B regional volume
139
Firm commitments issued
18.6% of 749 regional commitments
30,841
Firm commitment units total
20.5% of 150,392 regional units

Last five years · since 1/1/2020

$3.04B
Total loan volume
24.2% of $12.6B regional volume
84
Firm commitments issued
20.8% of 403 regional commitments
19,034
Firm commitment units total
23.0% of 82,607 regional units

Top ten 221(d)(4) lenders, HUD Southwest Region FY2015–FY2026 Q3

RankLenderLoan volumeCommitmentsUnits
1Mason Joseph, LLC$4,458,668,50013930,841
2Lender #2$2,341,276,7006716,253
3Lender #3$1,885,919,5006411,918
4Lender #4$1,103,570,500367,823
5Lender #5$1,055,611,300377,719
6Lender #6$957,832,100467,884
7Lender #7$906,561,000296,528
8Lender #8$773,144,400255,034
9Lender #9$709,717,100204,960
10Lender #10$653,487,100214,078
Top ten total$14,845,788,200484103,038

Roughly one in every five HUD 221(d)(4) firm commitments issued in this nine-state region over the past decade ran through Mason Joseph.

Properties financed

Recent closings.

A selection of the communities we’ve helped build and recapitalize across the Southwest.

Cascades at Onion Creek — Refinance of 358 units in Austin, TX. Loan amount $59,622,500, financed using FHA Mortgage Insurance.
Cascades at Onion Creek — Refinance of 358 units in Austin, TX. Loan amount $59,622,500, financed using FHA Mortgage Insurance.
Lily Springs — New Construction of 282 units in Seguin, TX. Loan amount $51,342,400, financed using FHA Mortgage Insurance.
Lily Springs — New Construction of 282 units in Seguin, TX. Loan amount $51,342,400, financed using FHA Mortgage Insurance.
Langmore — New Construction of 255 units in Mansfield, TX. Loan amount $50,903,100, financed using FHA Mortgage Insurance.
Langmore — New Construction of 255 units in Mansfield, TX. Loan amount $50,903,100, financed using FHA Mortgage Insurance.
Classen 16 — Refinance of 48 units in Oklahoma City, OK. Loan amount $7,857,100, financed using FHA Mortgage Insurance.
Classen 16 — Refinance of 48 units in Oklahoma City, OK. Loan amount $7,857,100, financed using FHA Mortgage Insurance.
Aurora at Firefly Park — New Construction of 233 units in Frisco, TX. Loan amount $106,281,600, financed using FHA Mortgage Insurance.
Aurora at Firefly Park — New Construction of 233 units in Frisco, TX. Loan amount $106,281,600, financed using FHA Mortgage Insurance.
Ariza Park Row — New Construction of 352 units in Houston, TX. Loan amount $68,116,400, financed using FHA Mortgage Insurance.
Ariza Park Row — New Construction of 352 units in Houston, TX. Loan amount $68,116,400, financed using FHA Mortgage Insurance.

Let’s talk

Have a deal? We’ll tell you how to finance it.