Who we are
More than $8 billion closed with HUD.
Mason Joseph, LLC (MJC) is a privately held multifamily mortgage banking firm and an FHA Multifamily Accelerated Processing (MAP) and LEAN lender. We finance the construction, substantial rehabilitation, acquisition and refinance of multifamily, senior, assisted living, memory care, and skilled nursing communities nationwide, with a primary focus and expertise on the HUD loan programs.
Principals' closed loan record, 1993–2026
221(d)(4) Leadership
#1 HUD 221(d)(4) lender in the Southwest Region, out of 57 lenders.
When it comes to HUD 221(d)(4) construction and substantial rehabilitation financing, experience and consistency matter. Over the last ten years (FY2015–FY2026 Q3), Mason Joseph Company has received more 221(d)(4) firm commitments in the HUD Southwest Region (TX, NM, OK, AR, LA, KS, NE, IA, MO) than any other lender, out of 57 distinct lenders active in the region.
Ten-year record · FY2015–FY2026 Q3
Last five years · since 1/1/2020
Top ten 221(d)(4) lenders, HUD Southwest Region FY2015–FY2026 Q3
| Rank | Lender | Loan volume | Commitments | Units |
|---|---|---|---|---|
| 1 | Mason Joseph, LLC | $4,458,668,500 | 139 | 30,841 |
| 2 | Lender #2 | $2,341,276,700 | 67 | 16,253 |
| 3 | Lender #3 | $1,885,919,500 | 64 | 11,918 |
| 4 | Lender #4 | $1,103,570,500 | 36 | 7,823 |
| 5 | Lender #5 | $1,055,611,300 | 37 | 7,719 |
| 6 | Lender #6 | $957,832,100 | 46 | 7,884 |
| 7 | Lender #7 | $906,561,000 | 29 | 6,528 |
| 8 | Lender #8 | $773,144,400 | 25 | 5,034 |
| 9 | Lender #9 | $709,717,100 | 20 | 4,960 |
| 10 | Lender #10 | $653,487,100 | 21 | 4,078 |
| Top ten total | $14,845,788,200 | 484 | 103,038 |
Roughly one in every five HUD 221(d)(4) firm commitments issued in this nine-state region over the past decade ran through Mason Joseph.
What we finance
Loan programs built around your business plan.
Construction, substantial rehabilitation, acquisition, refinance, and bridge — under one relationship.
Properties financed
Recent closings.
A selection of the communities we’ve helped build and recapitalize across the Southwest.





