About
A privately held multifamily mortgage banking firm.
Mason Joseph, LLC (MJC) is a privately held multifamily mortgage banking firm and an FHA Multifamily Accelerated Processing (MAP) and LEAN lender. We finance the construction, substantial rehabilitation, acquisition and refinance of multifamily, senior, assisted living, memory care, and skilled nursing communities nationwide, with a primary focus and expertise on the HUD loan programs.
Founded 2011 · HUD Lending Since 1993
More than $8 billion closed with HUD.
Multifamily Mortgage Banking · FHA MAP & LEAN Approved Lender
San Antonio · Fort Worth · Dallas · Oklahoma City
Principals' closed loan record, 1993–2026
Our approach
Transparent financing, no surprises.
MJC’s professional staff has mastered the various disciplines of governmental real estate finance to provide our clients with the best possible service. All aspects of FHA financing is handled by MJC to insure that loan processing and underwriting moves efficiently.
MJC processes and underwrites your loan with FHA, while guiding it from application through commitment to funding and servicing. The philosophy of MJC is that the process should be “transparent” with “no surprises.” We seek to provide our clients with a full understanding of how the process works as well as clarifying all positives and negatives of each loan program, so that the “big picture” is understood.
At MJC, we never lose sight of the most important aspect of our loan production; you the client and the trust you place in us. Our success is rooted in yours and our goal is to provide the most favorable financing terms available in the marketplace while providing the best service in the industry.
To learn more about Mason Joseph Company, conventional or FHA loan programs, and how we can help you, please contact our team.
Mission & values
The MJC Way
Entrusted to provide the premier apartment owner with a great FHA loan for a greater purpose.
Integrity
We do what we say. We exist to glorify and honor God so it matters how we work, act, and treat people.
Service
We put others first because greatness is service. Our client's best interest is before our own. Our team's best interest is before our own.
Extra
We are competitive and want to win. Our work ethic drives us to do the extra to be the best.
Why MJC
What separates us from our competition?
Our interests align with yours
We don't care about getting deals in the door but see ourselves as your partner. We are in it with you. We get paid only when your loan closes. We tie our success to yours. We obligate ourselves to inform you of the risks and that you are never surprised and ensure that we only pursue sites, markets, and developments that have a certainty of loan approval and long-term success. We are your advocate and do what it takes to find a way to get your loan approved.
FHA experts
We don't pitch loan programs. We understand our clients are making massive financial decisions and entitled to right advice and certainty. We are former developers, former HUD directors, former Housing Authority directors, and former Bank officers, and all our loan originators are also approved FHA Underwriters. We have been lenders in the FHA loan programs since 1993, with more than $8 Billion closed across 307 transactions.
Relationships
Deals get done by people. We don't see HUD as a government agency but invest in our longstanding friendships with HUD's staff. When issues arise, we know who to talk to at HUD. We are loyal and do business with friends who are also the premier apartment developers and owners in the country as well as the industry leaders in GNMA trading and servicing.
Extra
We understand your enormous financial risk. You develop. We will take on the application process and do it for you, make it easy, and accomplish extensive work upfront to save you time and money to give you a certainty of execution faster and without expense. We will leave no stone unturned to find the data and solution to get your loan approved.
- 221(d)(4) expertise and volume
- Relationships with HUD decision makers
- Past success and reputation
- Certainty of execution and answers without client spending money
- We make a difficult governmental agency process easy for the developer